Blue Cross Blue Shield of South Florida - An 800 Pound Gorilla
Ever heard the expression 800 pound gorilla. It's commonly used to refer to something that gets to do what it wants. In this case that's a good thing. BCBSFL (Blue Cross Blue Shield of South Florida) is just that. They are an enormous health insurance provider that employs over 5,800 of our fellow Floridians. Their plans, network, and price are also benefits to you.
1. Plans
BCBSFL has a varying range of plans to fit your needs. The types are the basic traditional plans most of us know, the low cost low benefit hospitalization plans, and health savings account (HSA's) eligible plans. This allows the informed consumer to select the best coverage for his or her budget. Also, to gain coverage for a specific health concern and protect your family or self from severe financial loss.
2. Network
The network Blue Cross Blue Shield of South Florida employs is one of its greatest attributes. Their vast network of physicians and hospitals allows them the ability to find good doctors and get better pricing for treatments rendered to their customers. This also means you will not have as much trouble paying those out of network costs often associated with less known insurance companies. The BCBSFL network pricing can get you discounts on medical treatments, meaning less money spent by you on your total insurance and medical bills each year.
3. Price
The most common problem we all face nowadays comes down to one thing... PRICE. BCBSFL's plans, networks, and market share (more than 30% of all insured Floridians) allows them to price their plans very competitively. Insurance companies base their costs off of the law of large numbers. Knowing that if you get enough people to sign up, they can come up with a pretty accurate prediction of how much money they will have to pay out on claims. Since they have this large share and are a non for profit they can easily have the best prices in most markets.
This 800 pound gorilla can protect you financially if used correctly. Before you ever buy insurance make sure you look at the three things above. If the plans work, the network has your doctors, and the price is in your reach it should be considered.
Due to current marketing practices at BCBSFL, please call us at (305)-396-1836 or use our contact form to receive pricing information. We will respond within 24 business hours to answer any of your questions.
